Savvy contractors recognize that penny-pinching adds up.
In 1987, Robert Crandall, the head of American Airlines, calculated that if they removed just 1 olive from each passenger’s salad, it would save the airline $40,000 per year. This seemingly insignificant tweak resulted in enough money saved to pay someone’s salary -- and passengers would never notice they were being shorted.
In insurance restoration, your “olives” are overhead and profit, flashings, drip edge, ridge, starter, and dozens of other line items that have been shaved out of the insurance companies’ budgets, and homeowners are none the wiser. An insurance carrier that pays out 100,000 hail claims “removes 1 olive” by shaving off a couple items here and there. That means if they can get away with not paying a measly $100 worth of drip edge per claim across the board, they save $10,000,000! Those are significant numbers, and you bet your ass they’re fighting tooth and nail to do it. This is why supplementing is an absolutely critical part of the claims process for contractors and homeowners alike to ensure their homes are being properly indemnified and restored.
As a storm restoration contractor, you (should) know that a crucial part of your bottom line is how well you supplement your claims. Insurance claims are severely underpaid as carriers nickel and dime their scopes, and it’s up to the contractor to be educated, knowledgeable, capable, and WILLING to go through the supplement negotiations process to add 25-50% to the RCV through missing Xactimate line items, code requirements, and more, sometimes DOUBLING the previous RCV through these additional numbers.
Unfortunately, if you’re a contractor running your own business, you’re spinning a LOT of plates all at once. Between managing crews, hiring and training salesmen, managing your staff, overseeing builds, paying bills, hunting down AR, staying on top of mortgage companies, and everything else you have to do, chasing supplements can seem like just another daunting challenge that leaves you banging your head against the wall, and worse, leaving literally thousands of dollars behind on each and every claim.
The two biggest factors keeping contractors from maximizing their bottom line through supplementing are TIME and KNOWLEDGE.
The problem is, most contractors either
- Don’t HAVE the supplementing or Xactimate knowledge to effectively supplement every single one of their claims to their fullest potential
- Don’t have the TIME to sit down and supplement every single one of their claims to their fullest potential
- Don’t WANT to have to learn how to use Xactimate or supplement every single one of their claims to their fullest potential
This means the average contractor is either 1) not supplementing at all (yikes!), 2) banging their head against the wall for only the most basic items (ridge, starter, drip edge, O&P, flashing, etc.), 3) stuck spending HOURS and hours chained to their desk arguing with adjusters, or 4) missing out on a couple items here and there on every claim that they simply aren’t aware of, adding up to literally thousands of dollars left on the table due to ignorance (even just $500 per claim on 100 claims is $50,000 left behind! That’s a new truck or someone’s salary).
That’s what we do for contractors every single day. We say,
“Give us the headache, the hassle, the soul-crushing phone calls with State Farm. Give us the ball. Focus on your business, your family, and your sanity, and let Lebron and Michael score the slam dunks for you while you do literally ANYTHING else."
And by the way, it is FREE MONEY. This is all revenue you would otherwise be leaving behind entirely OR trading your time, energy, and sanity for.
We win when YOU win. There is no flat charge per claim or retainer for our services. We simply collect a small percentage of the money GAINED in supplements, meaning you have nothing to lose and literally THOUSANDS of dollars and hours to gain by letting us take the burden of supplementing off your shoulders. Stop banging your head against the wall and free up countless precious hours every day and week by handing this part of your job off to us. It’s what we do, it’s ALL we do, and we’re f#%king good at it.
This may be the best thing you do for your business, personal life, and sanity all year. And to prove it, for a limited time, we're offering you ONE FREE SUPPLEMENT on us. You pick your battle, we armor up and show you the money. Don't miss this free gift. Get started below.